Get the most out of your 2018 member guide and calculator


This year, we have included more graphics to explain certain benefits in more detail.

The Everyday Services Benefits chapter has been simplified to show a clear comparison between the different Plans.

We have also made the tabs on the right-hand side of each spread clickable, so that you can navigate through the member guide with ease.



The contribution calculator will show you the monthly contribution for your family, plus a cost comparison in terms of the other Plan contributions.

In addition, this year you can see the annual Personal Medical Savings Account amount that you will have available upfront for 2018, should you be on the Comprehensive or Savings Plan.