How to save money and make the most of your benefits

This is how you can save the Scheme and yourself money:

Use the Scheme’s pharmacy network to avoid unnecessary co-payments.
Use a doctor/specialist on the Network, or encourage yours to join, to avoid unnecessary co-payments.
Consider paying in cash and then claiming back to get discounts.
Get a quote from the doctor before undergoing any procedure and check with the Contact Centre how much will be paid.
Ask for generic medicine whenever possible.
Think twice about undergoing elective surgery procedures.
If your doctor recommends a particular line of treatment and you feel uncertain about whether it is necessary, ask for a second opinion.
If an operation is scheduled for the afternoon or evening, arrange for hospital admission after 12pm.
Maintain a healthy lifestyle, as prevention is always the better option.
Make healthier choices to avoid or better manage lifestyle-related chronic conditions.
Use the screening tests and vaccines offered as part of your Wellness Benefits to catch potential lifestyle diseases early.